Used Car Financing in Charlotte, NC
Start with the credit application
Fill out the credit application online and it comes straight to Steff Motors. We'll go over your financing options with you, so you can shop knowing what fits your budget.
How it works
From application to keys
Step 1
Fill out the application
Send the credit application online, from your phone or computer, before you come in.
Step 2
We go over your options
Once we have it, we'll reach out to talk through your options and what fits your budget.
Step 3
Pick your car
Choose your car, sign the paperwork, and drive it home.
What to have handy
The application asks about where you live and where you work, so it goes faster with these close by:
- Your address and how long you have lived there
- Your employer and monthly income
- Your driver's license
Shop before or after you apply
You can browse the inventory first and mention the car you like on the application, or apply first and pick the car once we've talked. If you have a car to trade, send us its details too, and we can count it toward your next one.
Questions before you apply? Call us at (704) 606-7881. We're open seven days a week.
Ready to apply?
Send the credit application before you visit, and we'll be ready to go over your options when you get here.
Shop with your budget in mind
Know your budget? Find the car.
Every vehicle is online with photos, the full option list and the price. Pick a type to start, or see them all.